Just last week the Texas Department of Insurance issued a warning to all Texans.  It appears the department is investigating several cases of false windstorm documents.  The full warning can be read here.

In order for a home to be issued a Windstorm Certificate it must be inspected by a qualified inspector.  It seems there are some unscrupulous folks out there pretending to be qualified when they aren’t.

10 things you should know about windstorm protection.

1. Need a list of qualified inspectors?  Beaumont has 19 on the list. 
2. Why does a home have to have a windstorm certificate?  Its not required, but it is the only way to ensure your home qualifies for coverage through theTexas Windstorm Insurance Association.
3. What is the TWIA?  It is the state’s insurer of last resort for wind and hail coverage in the 14 coastal counties. If you are buying or selling a home in Jefferson County, you’ll want to know more about Windstorm protection. Specifically, does the home you plan to sell or buy have a windstorm certificate.
4. Want to learn more? The Texas Department of Insurance is a good place to begin. 
5. Do all homes in Jefferson County require coverage?  Jefferson County Windstorm Map.
6. Does your home have a windstorm certificate?  Enter your address here.  Find out now.
7. What should you do if you need to re-roof?  TDI answers your roofing questions.
8. What home construction projects require an inspection? New structures, additions, alterations, re-roofs, and repairs.
9. When are inspections made?  During the construction phase.  Don’t wait until you are done.
10. In Beaumont who do you call?  The Beaumont Field office 409-833-3756.

If you are going to sell your home and don’t have a Windstorm Certificate you might need to get one.  A smart home buyer will ask for one.  But in this case it’s not like the old saying goes, "buyer beware", in this case its seller beware.  Beware of false windstorm insurance inspectors, the TDI says so.