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Do you need a Wind Storm Certificate?

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Tree_on_roof You may not even know what a wind storm certificate is.  If you are buying or selling a home in Jefferson County you will want to do a windstorm WPI-8 Certificate Search .  The Texas Department of Insurance provides comprehensive information on the Windstorm Inspection Program.

The short of it is – if you buy or sell in any of the 14 First Tier Counties along the Texas Gulf Coast, full list can be found on the windstorm page of the Texas Department of Insurance website, you will need to know if your home is covered.

Questions to Ask Your Realtor Before You Buy has 8 questions and answers you will want to know if you are buying or selling a home in one of the First Tier Counties that border the Gulf of Mexico.  Here in the Golden Triangle of Texas, Jefferson County is in a windstorm area.  Test your knowledge. Can you answer the following questions?

Take the Windstorm Quiz.

1. Is Windstorm Insurance Mandatory?

2. If I have flood insurance, isn’t that all I need?

3. Are all counties affected by Windstorm requirements?

4. Is the house currently insured for wind and hail insurance?

5. What is the claims history on this house?

6. Can I insure just the roof?

7. Who can conduct windstorm inspections?

8. What if the house does not pass the inspection?

Answers can be found at the at the Texas Department of Insurance.  They are also provided in the link on this page.

Responses

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    How do I get a Wind Storm Certificate for my home if I am shingling myself?

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    How do I get a Wind Storm Certificate for my home if I am shingling myself?

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  8. Jess Avatar
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    Hello everyone! I certainly agree, that there is some very useful information here, so I’m quite happy to have stumbled across this page! I just relocated from Southern California to Jefferson County, Texas, and I had never heard of such a thing, as a windstorm certificate, until only about 5 days ago; once I tried acquiring quotes for Homeowners Insurance Policies. I know that the roof on my house has been replaced within the last 9 years, but I’m struggling to determine whether or not one of these certificates is already in place for my property. The link provided here, through this page, which is supposed to allow someone to check for such a thing, does not appear to be working. Does anyone know if there is an updated link? Or possibly another website where I can find this information? Thank you so much! I am very concerned about making sure I have insurance, on my home, by the time storm season is upon us. If anyone has any advice, or any information at all, for that matter, that I might find useful, as a newbie to the area, then please send it my way! I will be so, greatly appreciative!! Thanks so much! (:

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